
ZIP codes are a crucial part of the US postal system, and understanding their structure and uses can be really helpful. ZIP codes are five-digit codes that serve as a postal route identifier, with the first digit representing a group of states in the Northeast, Southeast, Midwest, and West Coast.
Each ZIP code is unique and can be used to identify a specific geographic area. The first digit of a ZIP code ranges from 0 to 9, with 0 being reserved for post office boxes.
ZIP codes are used for a variety of purposes, including mail sorting and delivery. This helps postal workers quickly and efficiently sort mail and packages to their correct destinations.
What is a ZIP Code?
ZIP Codes are a crucial part of the US postal system, and they're more than just a 5-digit code. In fact, you can think of them as a way to pinpoint a specific location within a larger area.

A 5-digit ZIP Code is just the beginning - it can be paired with an extra 4 digits to create a ZIP+4 Code, which is used for even more precise delivery.
The USPS uses these codes to identify specific delivery routes, which can include anywhere from 5 to 20 homes or locations. This means that a ZIP+4 Code can change regularly, as the delivery routes may shift over time.
There are a lot of ZIP+4 Codes out there - a total of 44,255,314, to be exact. And if you're wondering how many of those are dedicated to PO Boxes, the answer is 7,282,402.
Here are some interesting facts about ZIP+4 Codes:
- 44,255,314 - Total USPS ZIP+4 Codes in the US
- 7,282,402 - Total USPS ZIP+4 Codes dedicated to PO Boxes (one ZIP+4 Code per PO Box)
- 36,972,918 - Total USPS ZIP+4 Codes excluding PO Boxes (conventional ZIP+4 Codes)
- 39,969 - Total USPS 5-Digit ZIP Codes
- 925 - Average number of USPS ZIP+4 Codes per 5-Digit ZIP Code
- 181,086,464 - Total USPS delivery points in the US
- 4.1 - Average delivery points per ZIP+4 Code (excluding PO Boxes)
It's worth noting that ZIP+4 Codes can change as frequently as every 30 days, which is why it's essential to use the full ZIP Code when mailing via the USPS.
Structure and Allocation
The first digit of the ZIP Code is allocated in a specific way. It designates delivery points within the United States and its territories.

The second and third digits represent the sectional center facility (SCF), which can be a specific county or region. For example, 477xx corresponds to Vanderburgh County, Indiana.
ZIP Codes can be complex in urban areas, where a single prefix can exist in multiple counties. In the case of Allen County, Indiana, it has two prefixes: 467 and 468.
In some cases, an urban county may have more than one prefix, like Vanderburgh County, which has both 476 and 477 prefixes. Cities like Chicago and Los Angeles also have multiple prefixes within their city limits.
Here are some examples of how the second and third digits correspond to SCFs:
ZIP Codes don't always correspond to geographic regions; they often correspond to address groups or delivery routes. This can lead to overlap or inconsistencies in rural areas, where delivery routes may not be regular.
Structure and Allocation
ZIP Codes are a crucial part of the US postal system, and understanding their structure and allocation can help you navigate the system with ease.

The first digit of a ZIP Code is allocated to a specific region, and it's not just a random number. It's actually a code that represents a geographic area.
The second and third digits of a ZIP Code represent a sectional center facility (SCF), which is a major processing hub for mail. For example, 477xx represents Vanderburgh County, Indiana.
The fourth and fifth digits of a ZIP Code represent the area of the city or a village/town. In some cases, these digits can represent a specific neighborhood or even a university area.
In some urban areas, like Marion County, Indiana, the three-digit prefix will often exist in one county, while in rural and most suburban areas, the prefix will exist in multiple counties.
Here's a breakdown of how the second and third digits of a ZIP Code represent the SCF:
This table helps illustrate how the second and third digits of a ZIP Code correspond to a specific SCF.
Local Government Relations

ZIP Codes often don't align with local government boundaries. This can be confusing, especially in suburban and unincorporated areas. Suburban and unincorporated areas may share a postal city name with a neighboring municipality, even if no part of its ZIP Code is actually within that city. This discrepancy is due to the fact that ZIP Code boundaries are based on the areas served by each physical post office.
ZIP Code Uses
Using a full 9-digit ZIP Code, also known as a ZIP+4 Code, can speed up shipping by as much as two days.
Each ZIP+4 Code represents a specific delivery route, making routing more efficient and reducing the chances of mistakes along the way.
You can get commercial mailing discounts if you send at least 50 packages or more than 200-500 pieces of mail, and use ZIP+4 Codes to sort and bundle your mail.
Some delivery services, like FedEx, United Parcel Service, and DHL, also require a ZIP Code for optimal internal routing of a package.

You can get a clean, standard address by validating and standardizing your address data, which is a requirement for obtaining a ZIP+4 Code.
Here are some benefits of using a full 9-digit ZIP Code:
- Faster shipping
- Reduced lost mail & misdeliveries
- Less returned-to-sender mail
- More money with bulk mailings
- Cleaner address data
- Enriched address data
You can also get up to 55 data points about an address, including county information, lat/long coordinates, time zone, and more, when you use a ZIP+4 Code lookup service.
Lookup and Search
You can quickly find the last 4 digits of ZIP Code numbers for almost any address in the United States by using various tools, including Smarty's ZIP+4 Code lookup options.
Smarty provides some easy-to-use options for single ZIP+4 Code lookups by address, ZIP+4 Codes in bulk, and ZIP plus 4 lookups via API. You can try them out here.
To find your ZIP+4 Code, you can also use Smarty's bulk lookup feature, which allows you to look up ZIP+4 Codes for up to millions of addresses at a time.
For another approach, see: Canada Address Example with Postal Code

Looking up ZIP+4 Codes can be done in a few ways, including looking up a single code by address, looking up multiple codes in bulk, or using an API.
Each ZIP+4 Code represents segments of delivery routes that are usually within a single block of the desired delivery point, making routing more efficient.
Here are some benefits of using Smarty's ZIP+4 Code lookup options:
- Faster shipping
- Reduced lost mail & misdeliveries
- Less returned-to-sender mail
- More money with bulk mailings
- Cleaner address data
- Enriched address data
Database and Tools
Accessing the ZIP+4 database is a great way to ensure your mail reaches its destination accurately and efficiently. You can access it for free directly through the USPS site or the USPS address validation API.
The database can be accessed through a CASS Certified USPS address validation vendor, like Smarty, which can provide you with the most up-to-date information. Even month-old data isn't reliable due to frequent updates.
Here are some key facts about the ZIP+4 database:
- ZIP+4 Codes indicate delivery routes.
- Using ZIP+4 Codes gets your mail there faster and more accurately.
If you need a reliable source for ZIP+4 Codes, Smarty can help you out.
Barcode

The barcode is a crucial component in the mail sorting process. It's often translated from the ZIP Code to make it easier for automated machines to sort mail.
A barcode can be printed by the sender, but it's not recommended due to outdated address-to-ZIP lookup tables.
Customers who send bulk mail can get a discount on postage if they have printed the barcode and presorted the mail. This requires using CASS-certified software that adds and verifies a full, correct ZIP+4 Code.
Mail must be sorted in a specific manner to an 11-digit code with at least 150 mailpieces for each qualifying ZIP Code. The mail must be accompanied by documentation confirming this.
The USPS publishes the rules for calculating the delivery point in a document called the CASS Technical Guide.
Database
Accessing the USPS ZIP+4 Code database is a crucial task for anyone working with addresses.
You can access the database for free directly through the USPS site or the USPS address validation API.

Using a CASS Certified USPS address validation vendor like Smarty can also provide access to the database.
Regularly checking addresses against the database is essential to ensure your data remains clean, as the last four digits of ZIP Codes update frequently.
Here are some key facts to keep in mind:
- ZIP+4 Codes indicate delivery routes.
- Using ZIP+4 Codes gets your mail there faster and more accurately.
Understanding Crosswalk Files
The HUD-USPS ZIP Code Crosswalk Files are a valuable resource for working with disparate geographies. They remain available to all users, but you'll need to log in to access the data.
Careful attention is required when interpreting ZIP Code data relative to other administrative geographies. This is because ZIP Code data can be tricky to work with.
To access the HUD-USPS ZIP Code Crosswalk Files, you'll need to log in to the website. Unfortunately, Crosswalk Files are not available prior to 2010 Q1.
History and Standards
The USPS introduced the Zone Improvement Plan, also known as ZIP, to make shipping easier across the country. This plan divides the country into different zones according to the distribution of mail, which accelerates sorting and delivery.

The Post Office Department launched the Zone Improvement Plan on July 1, 1963, and introduced the world to Mr. ZIP, also known as Zippy.
The USPS expanded the system to accommodate the growing US population and scattered communities. This expansion included adding the "plus 4" part to the ZIP Code.
The Zone Improvement Plan was designed to improve the efficiency of mail delivery, and it has been successful in doing so.
Frequently Asked Questions
What ZIP Code is 45056?
The ZIP Code 45056 is located in Butler County, Ohio. It primarily serves the city of Oxford, OH.
Sources
- https://en.wikipedia.org/wiki/ZIP_Code
- https://www.smarty.com/articles/zip-4-code
- https://www.census.gov/programs-surveys/geography/guidance/geo-areas/zctas.html
- https://www.huduser.gov/portal/datasets/usps_crosswalk.html
- https://www.irs.gov/statistics/soi-tax-stats-individual-income-tax-statistics-zip-code-data-soi
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